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     I'm kind of broke.

Hear the storyline. Terri asks Fred whether he wants to eat out or not.  Fred hesitates a little bit.  He tells Terri that he's kind of broke.
Terri: Hey, let's eat out tonight.
Fred: What's the occasion?  You won the lottery?
Terri: No, just wanna relax a little bit.  You don't have to win the lottery to relax, do you?
Fred: Well, I'm kind of broke.
Terri: Really?  It's very nice of you.
Fred: Don't be silly.  I'll take you anywhere you want to go.
Terri: Wonderful!  You know what?  I wish you wanted to relax everyday.
Fred: Dream on!

Hear the whole conversation.

Hear the whole conversation.

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